Our Financial Future

Paul Nicol is the Managing Partner and a Senior Financial Planner at GFM Wealth Advisory.

Paul joined GFM in 1999 fresh out of University. During his early years of employment, Paul worked closely with the founder of GFM, Tony Gilham to manage the financial requirements of existing clients of the firm. Today, Paul is now the Managing Partner at GFM and in 2017, 2018 and 2019 was ranked as one of Australia’s top 50 Financial Advisers as published by ‘The Australian’ newspaper in conjunction with the respected U.S. financial publication ‘Barron’s’.

Through a combination of managing client’s financial affairs and additional study, Paul has developed specialist expertise in the areas of Self-Managed Superannuation Funds (SMSF), retirement planning, investment markets and portfolio construction. Paul is a Financial Planner AFP® member of the Financial Planning Association and an SMSF Association SMSF Specialist Advisor.

As the Managing Partner of GFM, Paul has been instrumental in a number of significant developments at GFM.

In 2003, GFM made a significant decision in applying for its own Australian Financial Services Licence (AFSL). Currently, in Australia, over 95% of Financial Planning firms are wholly or partly owned by banks, large fund managers or other financial institutions. The implication of GFM having its own AFSL is that we have no financial institution, bank or fund manager that dictates which investments we recommend or how clients are invested. GFM is 100% owned by staff, and Paul is the majority shareholder in GFM.